Are 401(K) Loans a Good Idea?

Are 401(k) Loans a Good Idea?


  • Many Americans view their 401(k) as an easy way to borrow for short-term needs.
  • Despite the temptation, the dangers of borrowing against a retirement fund are too great.
  • Instead of trading one debt with another, address the real problem that created the need for the loan.

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The information contained in this presentation does not purport to be a complete description and is intended for informational purposes only. Any opinions are those of the content creator and not necessarily those of the named advisor(s), JWC or JWCA.  It is suggested that you consult your financial professional, attorney, or tax advisor with regard to your individual situation.

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