Key Takeaways The Federal Reserve (Fed) cut rates for the third time this year. Historically, three rate cuts have been the sweet spot for stocks. The Fed rate cuts have improved investor sentiment and “un-inverted” the yield curve, quieting...
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Is the Bond Market Signaling a Recession? The bond market has once again captured headlines, with concerns focused on a potential inversion in the yield curve. An inverted yield curve, defined broadly as short-term bonds paying more than...
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It’s a new year, and for most people that means looking to the future and making resolutions. If you’re like the 64 percent of Americans who worry about retirement, you may want to think about what you can do in 2017 to make sure your retirement...
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Have you used a Roth IRA as a savings vehicle to accumulate assets for retirement? If so, you’re not alone. In recent years, the Roth IRA has become an especially popular savings tool, primarily because of its unique tax advantages. With a...
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Worried about having enough money in retirement? You have company. According to Gallup’s 2016 study of top financial worries in the United States, 64 percent of Americans said they’re concerned about being able to afford retirement. That’s a...
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It’s an unpleasant reality for many retirees. According to the U.S. Department of Health and Human Services, nearly 70 percent of people turning age 65 will need long-term care at some point in their lifetime.1 Many will need care for several...
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In 2010 the IRS changed its income limitations on a strategy known as a Roth conversion, which is the process of transitioning funds from a traditional IRA into a Roth IRA. Prior to that point, you could execute a Roth conversion only if your...
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If you’re like many retirees, much of your retirement assets are in a qualified account such as a 401(k) or a traditional IRA. As pensions have become less common and workers have become more responsible for funding their own retirement...
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Unemployment and inflation have dramatically improved, so many investors were expecting to see the Fed adjust interest rates accordingly throughout the year. Read More Here
Read moreThe risk/return relationship is as fundamental to our world as gravity, and anyone or anything offering you big returns with no risk is bad news. Read More Here
Read moreFor the past 16 years, Gallup has conducted an annual study surveying working Americans about their top financial concerns. In every survey, the No. 1 concern has been “not having enough money for retirement.” In the 2016 edition, 64 percent of...
Read moreLong-term government bonds have been on a tear, but the lessons from Pascal tell us to proceed with caution. Read More Here
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