You can’t predict what will happen, but you can help protect hard-earned dollars from index volatility with a fixed index annuity.

Fixed Index Annuity Benefits
• Principal protection
• Interest credited cannot be lost due to index decrease
• Multiple surrender charge options
• Tax-deferral
• Lifetime income options
• 10% free withdrawal
• Flexible premium

Disclosure: The guarantees of any contracts are contingent on the claims-paying ability of the issuing insurance company. Annuity withdrawals are taxed as ordinary income and may be subject to a 10% federal penalty if made prior to age 59 ½. Surrender charges may also apply during the policy’s early years.