Life insurance isn’t for those who have died—it’s for those who are left behind. When shopping for life insurance, consider needs such as replacing income so your family can maintain its standard of living, as well as paying for your funeral and...
Read moreTransition Planning
Whether your farm or ranch has been around for several generations or you’re a first-generation farmer, we’re here to help you plan what happens to your operation after you’re gone.
Read moreBusiness Owners
If you’re a business owner, finding the right financial professional can save you thousands of dollars on day-to-day business planning and implementing tax reduction strategies. Some of these strategies include:
Read moreFamily Financial Council Meetings
Discussing family finances can be a difficult and overwhelming process. That’s why at Lighthouse Financial & Tax, we offer Family Financial Council sessions where family members can meet with us to discuss customized family financial...
Read moreLife Insurance
Life insurance isn’t for those who have died—it’s for those who are left behind. When shopping for life insurance, consider needs such as replacing income so your family can maintain its standard of living, as well as paying for your funeral and...
Read moreSocial Security
When is the right time for you to start taking Social Security benefits? You certainly have options and you’ve probably already heard talk about postponing benefits to increase your monthly income, or calculating your “break even” age. The...
Read moreWealth Accumulation
Time doesn’t stand still, and neither does money. That’s why you can use time to your advantage when investing for wealth accumulation. The longer you invest, the more potential your money has to compound interest. If your portfolio has not fully...
Read moreIRA Legacy Planning
IRA accounts have become one of the largest types of assets inherited by beneficiaries. If you don’t anticipate needing your IRA money in retirement, you may wish to consider a legacy planning strategy to reduce taxes and increase the payout your...
Read moreLong Term Care
As the oldest Baby Boomers begin to wind through their 60s, one of the biggest concerns may not be outliving income, but outliving good health. We can help evaluate your situation and determine if purchasing a long-term care insurance policy may...
Read moreTrusts
There are many different types of trusts, and they can be complex to set up and execute. However, a trust can be a very flexible and advantageous means to transfer your assets in the future. Most trusts can also provide current benefits, such as...
Read moreRetirement Income Strategies
These days people are living longer. Thanks to new prescription drugs and medical technology, it’s not unusual for someone retiring at age 65 to live to age 90 or longer. You may need to plan for your nest egg to potentially last 25 to 30 years...
Read moreCharitable Giving
Creating a charitable gift giving plan may provide you with multiple tax breaks: an income tax deduction, the avoidance of capital gains on highly appreciated assets and no estate taxes on the charitable contribution upon your death.
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