Lighthouse Financial & tax
Lighting your way toward financial security
Every clear decision brings you one step closer to financial security. Our advisors build a plan around your goals, to help you move forward with confidence.
About LIGHTHOUSE
Meet James Kersey
CLU, ChFC, RHU, REBC
Jim is a financial advisor and licensed insurance professional, and the owner of Lighthouse Financial & Tax. Opening his practice in 1980, he has helped individuals and families prepare for and enjoy retirement for over 40 years. Jim holds four designations from the American College including Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU), and Registered Employee Benefit Consultant (REBC).
He also holds the series 6, 63 & 65 registrations, which allows him to actively manage his clients’ assets. Jim prides himself on his integrity with clients, his company, and his employees. He is highly educated in finance, estate, retirement, and tax planning.
Jim has been married to his sweetheart Carri since 1988. Together, they have five children and five grandchildren. Jim is deeply involved in the community, where he served as a Boy Scouts of America Scout Master for 5 years. Jim enjoys vacationing, the outdoors, and spending time with his loved ones.
FREE GUIDE
Get Your Copy of
Sequence of Returns
Understand why the ups and downs of the stock market can have such devastating effects on your retirement IF you’re drawing income.
Contact Us
We will get back to you as soon as possible.
Please try again later.
What We Do For CLients
Our Services
Asset Protection
We specialize in helping retirees protect their retirement assets while continuing to move forward.
Family Legacy Planning
Many of our clients want to leave a legacy for their children and grandchildren and are surprised to learn how easily their inheritance could be taxed unnecessarily.
We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create.
Extended Care Solutions
Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.
The good news is that we offer insurance strategies with long term care features that help you leverage your dollars in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t.
Retirement Income
Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It’s very likely to spend 30 years or more living in retirement without earned income.
We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike. Let us get to work on a plan for you.
Let's Talk
Contact Our Team Today
Whether you're planning for retirement, growing your investments, or simply want a clearer picture of where you stand, we're here to help. Schedule a no-cost consultation and let's build a strategy tailored to your goals — no pressure, just straight forward guidance.
