Lighthouse Financial Tax
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Lighthouse financial & tax

meet jim
​Watch a quick video to learn about our
"Rock Solid Retirement Income Strategy".

Peace of mind that comes with retirement income that's ​guaranteed to last as long as you do!
 

About Us


James Kersey  | CLU, ChFC, RHU, REBC
Jim is a licensed financial professional and the owner of Lighthouse Financial & Tax. Opening his practice in 1980, he has helped individuals and families prepare for and enjoy retirement for over 40 years. Jim holds four designations from the American College including Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC), Registered Health Underwriter (RHU), and Registered Employee Benefit Consultant (REBC). He also holds the series 6, 63 & 65 registrations, which allows him to actively manage his clients’ assets.

As a fiduciary*, he prides himself on his integrity with clients, his company, and his employees. He is highly educated in finance, estate, retirement, and tax planning, and has been featured on the KFBK radio station, local newspapers, and on the web for financial advising.

Jim has been married to his sweetheart Carri since 1988. Together, they have five children and five grandchildren. Jim is deeply involved in the community, where he served as a Boy Scouts of America Scout Master for 5 years. Jim enjoys vacationing, the outdoors, and spending time with his loved ones.
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schedule a time to meet with Jim
 
Our Services
What We Do For Clients

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Asset Protection
​Retirement doesn’t mean that it’s time to stop growing.  Same holds true for your money.  It should mean, however, that it’s time to stop taking unnecessary risk. 
 
We specialize in helping retirees protect their retirement assets while continuing to move forward.
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Family Legacy Planning
Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance – TAX-FREE AND GUARANTEED!
 
We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create.     
    

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Extended Care Solutions
Long-term care/extended care costs have gone up substantially in the last 10 years.  Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.
 
The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t.    
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Retirement Income
Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face.  It’s very likely to spend 30 years or more living in retirement without earned income.
 
We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike.  Let us get to work on a plan for you.
how can we help you?
 
Sequence of Returns
Understand why the ups and downs of the stock market can have such devastating affects on your retirement IF you’re drawing income.
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We Love To Meet New People!
Contact Us

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EMAIL
[email protected]

CALL US
(916) 677-6677
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OFFICE LOCATION
2204 Plaza Dr. Ste 100 Rocklin, CA 95765
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Serving the Greater Sacramento Area

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(916) 677-6677  |  [email protected]

This material has been prepared for
informational and educational purposes only. It is not intended to provide nor should be relied upon for accounting, legal, tax, or investment advice.
Advisory services offered through CreativeOne Wealth, LLC a Registered Investment Adviser. Lighthouse Financial & Tax and CreativeOne Wealth, LLC are not affiliated. Licensed Insurance Professional. CA Insurance Lic #0590787

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